American National Insurance Company (ANAT) and White Mountains Insurance Group Ltd. (NYSE:WTM) Comparing side by side

American National Insurance Company (NASDAQ:ANAT) and White Mountains Insurance Group Ltd. (NYSE:WTM) are two firms in the Property & Casualty Insurance that compete against each other. Below is a comparison of their risk, institutional ownership, analyst recommendations, profitability, dividends, earnings and valuation.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
American National Insurance Company 3.65B 0.87 398.44M 15.40 9.50
White Mountains Insurance Group Ltd. 760.60M 3.99 206.10M -36.79 0.00

Table 1 showcases the gross revenue, earnings per share (EPS) and valuation of American National Insurance Company and White Mountains Insurance Group Ltd.

Profitability

Table 2 represents American National Insurance Company (NASDAQ:ANAT) and White Mountains Insurance Group Ltd. (NYSE:WTM)’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
American National Insurance Company 10.92% 9.9% 1.9%
White Mountains Insurance Group Ltd. 27.10% -4.6% -4.1%

Volatility and Risk

American National Insurance Company’s 0.85 beta indicates that its volatility is 15.00% less volatile than that of S&P 500. From a competition point of view, White Mountains Insurance Group Ltd. has a 0.47 beta which is 53.00% less volatile compared to S&P 500.

Dividends

American National Insurance Company shareholders receive an annual dividend of $3.28 per share which is subject to 2.82% dividend yield. Meanhile, White Mountains Insurance Group Ltd.’s yearly dividend is $1 per share and 0.1% dividend yield.

Insider and Institutional Ownership

Institutional investors owned 64.4% of American National Insurance Company shares and 88.2% of White Mountains Insurance Group Ltd. shares. 23.56% are American National Insurance Company’s share owned by insiders. Competitively, insiders own roughly 2.2% of White Mountains Insurance Group Ltd.’s shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
American National Insurance Company -3.94% 5.05% 14.94% 12.74% 26.71% 14.92%
White Mountains Insurance Group Ltd. 2.2% 5.75% 3.42% 2.88% 16.62% 10.18%

For the past year American National Insurance Company’s stock price has bigger growth than White Mountains Insurance Group Ltd.

Summary

American National Insurance Company beats on 9 of the 12 factors White Mountains Insurance Group Ltd.

American National Insurance Company, together with its subsidiaries, provides various insurance products and services in the United States, the District of Columbia, and Puerto Rico. The company's Life segment offers whole life, term life, universal life, variable universal life, and credit life insurance products. Its Annuity segment provides deferred, variable, and single premium immediate annuity products. The company's Health segment offers medicare supplement, supplemental, stop-loss, credit disability, and medical expense insurance. Its Property and Casualty segment provides personal lines insurance, such as auto, homeowners, boats, motorcycles, recreational vehicles, and other exposures; and commercial lines of insurance, including property and casualty coverage tailored for a farm, ranch, or other agricultural business within the rural and suburban markets, as well as property, liability, and workers' compensation coverages. This segment also offers credit-related property insurance products comprising collateral or creditor protection insurance; guaranteed auto protection or guaranteed asset protection insurance; and mortgage security insurance. The company distributes its products through career and multiple-line agents, broker-dealers, independent insurance agents and brokers, managing general underwriters, and financial institutions, as well as through direct marketing channels. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas.

White Mountains Insurance Group, Ltd., through its subsidiaries, engages in engages in insurance, reinsurance, and insurance services businesses in the United States. The company operates through OneBeacon and HG Global/BAM segments. The OneBeacon segment underwrites professional liability and other specialized coverages for the healthcare industry, such as excess insurance, and excess of loss or HMO reinsurance; multi-line package and tuition reimbursement insurance; commercial surety bonds; and professional liability coverages for architects and engineers, and various customer groups. It also offers management liability insurance to private for-profit and nonprofit organizations; products for financial services and financial institutions industry; specialty property insurance, such as excess property and inland marine solutions; all-lines underwriting solutions for the technology and telecommunications industries; and environmental risk, ocean marine, specialized accident, entertainment, and government risks solutions. This segment provides its products through independent agencies, regional and national brokers, wholesalers, and managing general agencies. The HG Global/BAM segment offers insurance on municipal bonds issued to finance public purposes, such as schools, utilities, core governmental functions, and existing transportation facilities. The Other Operations segment provides investment management services; online price comparisons of pension products and auto insurance, as well as non-insurance products; management services; and reinsures death and living benefit guarantees associated with variable annuities issued in Japan. White Mountains Insurance Group, Ltd. was founded in 1980 and is headquartered in Hamilton, Bermuda.

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