Both Ames National Corporation (NASDAQ:ATLO) and The First Bancorp Inc. (NASDAQ:FNLC) are Regional - Northeast Banks companies, competing one another. We will compare their profitability, analyst recommendations, institutional ownership, risk, dividends, earnings and valuation.
Valuation and Earnings
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Ames National Corporation | 27 | 5.01 | N/A | 1.85 | 14.75 |
| The First Bancorp Inc. | 26 | 4.68 | N/A | 2.29 | 11.45 |
Demonstrates Ames National Corporation and The First Bancorp Inc. earnings per share (EPS), top-line revenue and valuation. The First Bancorp Inc. has lower revenue, but higher earnings than Ames National Corporation. When company has higher P/E means it is more expensive than its counterpart presently. Ames National Corporation’s current P/E ratio is higher than that of The First Bancorp Inc., which means that it is the expensive of the two.
Profitability
Table 2 shows the net margins, return on equity and return on assets of the two firms.
| Net Margins | Return on Equity | Return on Assets | |
| Ames National Corporation | 0.00% | 10% | 1.2% |
| The First Bancorp Inc. | 0.00% | 12.4% | 1.2% |
Volatility & Risk
Ames National Corporation has a beta of 0.57 and its 43.00% less volatile than S&P 500. From a competition point of view, The First Bancorp Inc. has a 0.62 beta which is 38.00% less volatile compared to S&P 500.
Insider and Institutional Ownership
Institutional investors owned 24.4% of Ames National Corporation shares and 39% of The First Bancorp Inc. shares. Insiders owned 0.1% of Ames National Corporation shares. Comparatively, The First Bancorp Inc. has 2.7% of it’s share owned by insiders.
Performance
In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
| Performance (W) | Performance (M) | Performance (Q) | Performance (HY) | Performance (Y) | Performance (YTD) | |
| Ames National Corporation | -0.44% | 0.77% | -3.33% | 8.67% | -11.9% | 7.44% |
| The First Bancorp Inc. | 0.73% | -0.49% | -1.09% | 1% | -14.01% | -0.34% |
For the past year Ames National Corporation has 7.44% stronger performance while The First Bancorp Inc. has -0.34% weaker performance.
Summary
Ames National Corporation beats The First Bancorp Inc. on 6 of the 8 factors.
Ames National Corporation operates as a multi-bank holding company that provides banking services primarily in the central and north central Iowa counties of Boone, Hancock, Marshall, Polk, and Story. The company offers a range of deposits, including checking accounts, savings accounts, time deposits, money market accounts, demand deposits, and certificates of deposit; and loans, such as short-term and medium-term commercial and agricultural real estate loans, residential real estate loans, equipment loans, vehicle loans, personal loans and lines of credit, home improvement loans, and mortgage loans for sale into the secondary market, as well as agricultural and business operating loans and lines of credit. It also provides cash management, merchant credit card processing, safe deposit box and wire transfer, direct deposit of payroll and social security checks, and automated/video teller machine access services, as well as automatic drafts for various accounts. In addition, the company offers farm management, investment, and custodial services for individuals, businesses, and non-profit organizations; and Internet banking and trust services. Ames National Corporation was founded in 1903 and is headquartered in Ames, Iowa.
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