Comparison of Canadian Imperial Bank of Commerce (CM) and Credicorp Ltd. (NYSE:BAP)

As Money Center Banks companies, Canadian Imperial Bank of Commerce (NYSE:CM) and Credicorp Ltd. (NYSE:BAP) are our subject to compare. And more specifically their institutional ownership, profitability, analyst recommendations, risk, dividends, earnings and valuation.

Valuation & Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Canadian Imperial Bank of Commerce 80 0.00 N/A 8.63 9.12
Credicorp Ltd. 228 0.00 N/A 15.40 14.16

We can see in table 1 the earnings per share (EPS), top-line revenue and valuation of Canadian Imperial Bank of Commerce and Credicorp Ltd. Credicorp Ltd. seems to has higher revenue and earnings compared to Canadian Imperial Bank of Commerce. The business with the lower P/E out of the two companies is considered for more affordable of the two firms presently. Canadian Imperial Bank of Commerce is thus presently the affordable of the two stocks because it has a lower P/E ratio.

Profitability

Table 2 shows Canadian Imperial Bank of Commerce and Credicorp Ltd.’s return on equity, return on assets and net margins.

Net Margins Return on Equity Return on Assets
Canadian Imperial Bank of Commerce 0.00% 15.2% 0.8%
Credicorp Ltd. 0.00% 17.5% 2.3%

Risk & Volatility

A beta of 1.19 shows that Canadian Imperial Bank of Commerce is 19.00% more volatile than Standard & Poor’s 500. Competitively, Credicorp Ltd. is 29.00% less volatile than Standard & Poor’s 500, because of the 0.71 beta.

Analyst Ratings

Canadian Imperial Bank of Commerce and Credicorp Ltd. Recommendations and Ratings are available in the next table.

Sell Ratings Hold Ratings Buy Ratings Rating Score
Canadian Imperial Bank of Commerce 0 0 0 0.00
Credicorp Ltd. 0 0 2 3.00

Meanwhile, Credicorp Ltd.’s consensus price target is $250, while its potential upside is 16.93%.

Institutional & Insider Ownership

Canadian Imperial Bank of Commerce and Credicorp Ltd. has shares owned by institutional investors as follows: 70.8% and 76.3%. Canadian Imperial Bank of Commerce’s share owned by insiders are 0.06%. Comparatively, insiders own roughly 36.1% of Credicorp Ltd.’s shares.

Performance

In this table we provide the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
Canadian Imperial Bank of Commerce -0.39% -0.32% -6.36% -7.08% -13.57% 5.54%
Credicorp Ltd. -4.61% -5.57% -7.94% -7.75% -5% -1.66%

For the past year Canadian Imperial Bank of Commerce has 5.54% stronger performance while Credicorp Ltd. has -1.66% weaker performance.

Summary

Credicorp Ltd. beats on 9 of the 9 factors Canadian Imperial Bank of Commerce.

Canadian Imperial Bank of Commerce, a diversified financial institution, provides various financial products and services to individual, small business, commercial, corporate, and institutional clients in Canada, the United States, and internationally. The company operates through four strategic business units: Canadian Personal and Small Business Banking; Canadian Commercial Banking and Wealth Management; U.S. Commercial Banking and Wealth Management; and Capital Markets. It offers chequing, savings, tax free savings, and business accounts; loans, lines of credit, student lines of credit, and business and agriculture loans; fixed and variable rate, first time home buyer, and commercial mortgages; rapid and franchise financing services; and home power plan solutions. The company also provides prepaid, credit, and commercial cards; and guaranteed investment certificates, investment banking, mutual funds, structured notes, education RESPs, and disability RDSPs, as well as portfolio, business, and investment solutions. In addition, it offers government supported programs; travel and creditor insurance products; specialty services, such as established business, agriculture, and indigenous banking services, as well as banking services for professionals; and custody, corporate trust, and transfer agency services. Further, the company provides student, youth, senior, newcomers, and foreign workers banking offers, as well as banking bundles. Additionally, it offers overdraft protection, switch kit, retirement planning, precious metal purchasing, cash management, merchant, trade finance, correspondent banking, community commitment, asset management, self-directed brokerage, and online foreign exchange services, as well as mobile, online, and ATM services. The company also operates an advice center. Canadian Imperial Bank of Commerce was founded in 1867 and is headquartered in Toronto, Canada.

Credicorp Ltd., through its banking and non-banking subsidiaries, provides a range of financial, insurance, and health services and products primarily in Peru and internationally. It operates through four segments: Banking, Insurance, Pension Funds, and Investment Banking. The company offers deposits, current accounts, loans, and credit facilities; and provides private pension fund management services to affiliated pensioners. It also issues insurance policies to cover losses in commercial property, transportation, marine vessels, automobile, life, health, and pension funds. In addition, the company offers investment brokerage and management services to corporations, institutional investors, governments, and foundations; and engages in structuring and placement of issues in the primary market, as well as the execution and negotiation of operations in the secondary market. Further, it structures securitization processes for companies; and manages mutual funds. Credicorp Ltd. was founded in 1889 and is based in Hamilton, Bermuda.

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