Reviewing U.S. Bancorp (USB)’s and Park National Corporation (NYSEAMERICAN:PRK)’s results

Both U.S. Bancorp (NYSE:USB) and Park National Corporation (NYSEAMERICAN:PRK) compete on a level playing field in the Regional – Midwest Banks industry. We will evaluate their performance with regards to dividends, institutional ownership, analyst recommendations, profitability, risk, earnings and valuation.

Valuation and Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
U.S. Bancorp 52 4.19 N/A 4.26 13.42
Park National Corporation 96 4.55 N/A 6.68 14.16

Table 1 demonstrates U.S. Bancorp and Park National Corporation’s top-line revenue, earnings per share and valuation. Park National Corporation is observed to has higher revenue and earnings than U.S. Bancorp. The company with a lower P/E ratio is presently more affordable of the two stocks. U.S. Bancorp is presently more affordable than Park National Corporation, because it’s trading at a lower P/E ratio.

Profitability

Table 2 shows the return on assets, net margins and return on equity of the two firms.

Net Margins Return on Equity Return on Assets
U.S. Bancorp 0.00% 15.1% 1.5%
Park National Corporation 0.00% 12.9% 1.4%

Risk and Volatility

A 1.08 beta indicates that U.S. Bancorp is 8.00% more volatile compared to Standard & Poor’s 500. Competitively, Park National Corporation’s 23.00% volatility makes it less volatile than Standard & Poor’s 500, because of the 0.77 beta.

Analyst Ratings

The following table shown below contains the ratings and recommendations for U.S. Bancorp and Park National Corporation.

Sell Ratings Hold Ratings Buy Ratings Rating Score
U.S. Bancorp 1 3 1 2.20
Park National Corporation 0 0 0 0.00

U.S. Bancorp has a 3.07% upside potential and a consensus target price of $57.8.

Insider and Institutional Ownership

U.S. Bancorp and Park National Corporation has shares owned by institutional investors as follows: 77.1% and 41%. Insiders owned 0.1% of U.S. Bancorp shares. On the other hand, insiders owned about 0.6% of Park National Corporation’s shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
U.S. Bancorp 0.99% 7.81% 7.61% 11.97% 7.87% 25.05%
Park National Corporation 2.03% -5.4% -2.09% 2.29% -14.03% 11.57%

For the past year U.S. Bancorp’s stock price has bigger growth than Park National Corporation.

Summary

Park National Corporation beats U.S. Bancorp on 7 of the 10 factors.

U.S. Bancorp, a financial services holding company, provides a range of financial services in the United States. It offers depository services, which include checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products, as well as credit card services, leasing financing, import/export trade, asset-backed lending, agricultural finance, and other products. The company also provides ancillary services, including capital markets, treasury management, and receivable lock-box collection services to corporate customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as offers cash and investment management, ATM processing, mortgage banking, and brokerage and leasing services. The company serves individuals, businesses, institutional organizations, governmental entities, and other financial institutions. The company offers its services through a network of 3,106 banking offices primarily in the Midwest and West regions of the United States; and a network of 4,842 ATMs, as well as through on-line services and over mobile devices. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Receive News & Ratings Via Email - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings with our FREE daily email newsletter.