WVS Financial Corp. (WVFC) and Greene County Bancorp Inc. (NASDAQ:GCBC) Comparison side by side

WVS Financial Corp. (NASDAQ:WVFC) and Greene County Bancorp Inc. (NASDAQ:GCBC) compete against each other in the Savings & Loans sector. We will compare them and contrast their risk, analyst recommendations, profitability, dividends, earnings and valuation, institutional ownership.

Valuation & Earnings

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
WVS Financial Corp. 17 4.16 N/A 1.55 11.12
Greene County Bancorp Inc. 29 4.92 N/A 2.05 13.55

Demonstrates WVS Financial Corp. and Greene County Bancorp Inc. earnings per share, gross revenue and valuation. Greene County Bancorp Inc. seems to has higher revenue and earnings compared to WVS Financial Corp. The company that is currently more affordable of the two stocks is the one that has a lower P/E ratio. WVS Financial Corp.’s current P/E ratio is lower than that of Greene County Bancorp Inc., which means that it is the affordable of the two.

Profitability

Table 2 has WVS Financial Corp. and Greene County Bancorp Inc.’s return on assets, return on equity and net margins.

Net Margins Return on Equity Return on Assets
WVS Financial Corp. 0.00% 8.1% 0.8%
Greene County Bancorp Inc. 0.00% 15.9% 1.4%

Risk and Volatility

WVS Financial Corp. has a 0.72 beta, while its volatility is 28.00% which is less volatile than Standard & Poor’s 500. Greene County Bancorp Inc. has a 0.38 beta and it is 62.00% less volatile than Standard & Poor’s 500.

Institutional & Insider Ownership

Institutional investors held 23.1% of WVS Financial Corp. shares and 4.9% of Greene County Bancorp Inc. shares. WVS Financial Corp.’s share held by insiders are 25.68%. Competitively, insiders own roughly 1.9% of Greene County Bancorp Inc.’s shares.

Performance

Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.

Performance (W) Performance (M) Performance (Q) Performance (HY) Performance (Y) Performance (YTD)
WVS Financial Corp. -0.17% -2.77% -0.06% 23.04% 2.58% 17.06%
Greene County Bancorp Inc. 3.85% -4.67% -10.17% -9.4% -19.8% -10.83%

For the past year WVS Financial Corp. has 17.06% stronger performance while Greene County Bancorp Inc. has -10.83% weaker performance.

Summary

Greene County Bancorp Inc. beats on 9 of the 9 factors WVS Financial Corp.

WVS Financial Corp. operates as the bank holding company for West View Savings Bank that provides various banking products and services to residents and businesses. The company offers various deposit products, including regular savings accounts, demand accounts, negotiable order of withdrawal accounts, money market deposit accounts, and certificates of deposit, as well as individual retirement account certificates. It also provides single-family and multi-family residential real estate loans; commercial real estate loans; construction loans; land acquisition and development loans; commercial loans comprising loans secured by accounts receivable, marketable investment securities, business inventory and equipment, and related collaterals; and consumer loans, such as home equity loans, home equity lines of credit, loans secured by deposit accounts, and personal and education loans. The company operates six offices in the North Hills suburbs of Pittsburgh, Pennsylvania. WVS Financial Corp. was founded in 1993 and is based in Pittsburgh, Pennsylvania.

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit and non-interest bearing checking accounts, and individual retirement accounts. The companyÂ’s loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. It operates a network of 13 full-service banking offices located in the Hudson Valley of New York. The company was founded in 1889 and is headquartered in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.

Receive News & Ratings Via Email - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings with our FREE daily email newsletter.