As Regional - Pacific Banks companies, American River Bankshares (NASDAQ:AMRB) and First Financial Northwest Inc. (NASDAQ:FFNW) are our subject to contrast. And more specifically their analyst recommendations, institutional ownership, profitability, risk, dividends, earnings and valuation.
Valuation & Earnings
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| American River Bankshares | 13 | 3.39 | N/A | 0.80 | 16.27 |
| First Financial Northwest Inc. | 16 | 3.55 | N/A | 0.95 | 17.08 |
Table 1 shows gross revenue, earnings per share and valuation of the two companies. First Financial Northwest Inc. is observed to has higher revenue and earnings than American River Bankshares. The business that is more affordable between the two has a lower price-to-earnings ratio. American River Bankshares’s currently lower price-to-earnings ratio makes it the more affordable of the two businesses.
Profitability
Table 2 provides us the return on equity, net margins and return on assets of both companies.
| Net Margins | Return on Equity | Return on Assets | |
| American River Bankshares | 0.00% | 4.7% | 0.5% |
| First Financial Northwest Inc. | 0.00% | 0% | 0% |
Volatility & Risk
American River Bankshares is 80.00% less volatile than Standard and Poor’s 500 due to its 0.2 beta. First Financial Northwest Inc. has a 0.22 beta and it is 78.00% less volatile than Standard and Poor’s 500.
Institutional and Insider Ownership
Institutional investors held 52.9% of American River Bankshares shares and 47.1% of First Financial Northwest Inc. shares. About 10.1% of American River Bankshares’s share are held by insiders. Competitively, 1.4% are First Financial Northwest Inc.’s share held by insiders.
Performance
In this table we show the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
| Performance (W) | Performance (M) | Performance (Q) | Performance (HY) | Performance (Y) | Performance (YTD) | |
| American River Bankshares | 1.33% | 1.56% | -6.36% | -15.42% | -17.2% | -6.81% |
| First Financial Northwest Inc. | -1.33% | -1.33% | 1.81% | 3.04% | -7.71% | 5.24% |
For the past year American River Bankshares has -6.81% weaker performance while First Financial Northwest Inc. has 5.24% stronger performance.
Summary
First Financial Northwest Inc. beats on 8 of the 9 factors American River Bankshares.
Receive News & Ratings Via Email - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings with our FREE daily email newsletter.
